{"id":3413,"date":"2025-05-27T11:16:00","date_gmt":"2025-05-27T07:16:00","guid":{"rendered":"https:\/\/netfinance.az\/?p=3413"},"modified":"2025-05-27T15:36:17","modified_gmt":"2025-05-27T11:36:17","slug":"maliyy%c9%99-t%c9%99hluk%c9%99sizliyini-nec%c9%99-t%c9%99min-etm%c9%99k-olar","status":"publish","type":"post","link":"https:\/\/netfinance.az\/az\/maliyy%c9%99-t%c9%99hluk%c9%99sizliyini-nec%c9%99-t%c9%99min-etm%c9%99k-olar\/","title":{"rendered":"Maliyy\u0259 t\u0259hl\u00fck\u0259sizliyini nec\u0259 t\u0259min etm\u0259k olar?"},"content":{"rendered":"

Maliyy\u0259 t\u0259hl\u00fck\u0259sizliyinin t\u0259min edilm\u0259si h\u0259m q\u0131sa, h\u0259m d\u0259 uzunm\u00fcdd\u0259tli perspektivd\u0259 maliyy\u0259nizi qorumaq \u00fc\u00e7\u00fcn bir ne\u00e7\u0259 \u0259sas add\u0131m v\u0259 strategiyan\u0131 \u0259hat\u0259 edir. Budur b\u0259zi vacib t\u0259cr\u00fcb\u0259l\u0259r:<\/p>\n\n\n\n

1.B\u00fcdc\u0259l\u0259\u015fdirm\u0259 v\u0259 Q\u0259na\u0259t: G\u0259lir v\u0259 x\u0259rcl\u0259rinizi \u0259ks etdir\u0259n b\u00fcdc\u0259 yarad\u0131n. Bu, g\u00f6zl\u0259nilm\u0259z x\u0259rcl\u0259r \u00fc\u00e7\u00fcn maliyy\u0259 yast\u0131\u011f\u0131 yaratma\u011fa k\u00f6m\u0259k edir.<\/p>\n\n\n\n

    \n
  1. Borc \u0130dar\u0259etm\u0259: Borcu minimuma endirm\u0259k v\u0259 effektiv \u015f\u0259kild\u0259 idar\u0259 etm\u0259k. \u018fvv\u0259lc\u0259 y\u00fcks\u0259k faizli borclar\u0131n \u00f6d\u0259nilm\u0259sin\u0259 \u00fcst\u00fcnl\u00fck verin v\u0259 laz\u0131ms\u0131z borclar\u0131n y\u0131\u011f\u0131lmas\u0131ndan \u00e7\u0259kinin. Bu, maliyy\u0259 stressini azald\u0131r, \u0259man\u0259tl\u0259r v\u0259 investisiyalar \u00fc\u00e7\u00fcn g\u0259liri azad edir.<\/li>\n\n\n\n
  2. S\u0131\u011forta t\u0259minat\u0131: Tibbi s\u0131\u011forta, h\u0259yat s\u0131\u011fortas\u0131, \u0259lillik s\u0131\u011fortas\u0131 v\u0259 \u0259mlak s\u0131\u011fortas\u0131 kimi m\u00fcvafiq s\u0131\u011forta t\u0259minat\u0131n\u0131 n\u0259z\u0259rd\u0259n ke\u00e7irin v\u0259 \u0259ld\u0259 edin. S\u0131\u011forta sizi v\u0259 aktivl\u0259rinizi ba\u015fqa c\u00fcr maliyy\u0259 g\u0259rginliyin\u0259 s\u0259b\u0259b ola bil\u0259c\u0259k g\u00f6zl\u0259nilm\u0259z hadis\u0259l\u0259rd\u0259n qoruyur.
    4.F\u00f6vq\u0259lad\u0259 Hallar Fondu: 3-6 ayl\u0131q ya\u015fay\u0131\u015f x\u0259rcl\u0259rin\u0259 b\u0259rab\u0259r olan t\u0259cili yard\u0131m fondu saxlay\u0131n. Bu fond i\u015fin itirilm\u0259si, tibbi f\u00f6vq\u0259lad\u0259 hallar v\u0259 ya dig\u0259r g\u00f6zl\u0259nilm\u0259z hallar zaman\u0131 bufer rolunu oynay\u0131r v\u0259 kredit\u0259 etibar etm\u0259d\u0259n \u0259sas x\u0259rcl\u0259ri \u00f6d\u0259m\u0259y\u0259 imkan verir.<\/li>\n\n\n\n
  3. Maliyy\u0259 T\u0259hsili: \u015e\u0259xsi maliyy\u0259 v\u0259 investisiya prinsipl\u0259ri haqq\u0131nda davaml\u0131 olaraq \u00f6z\u00fcn\u00fcz\u00fc maarifl\u0259ndirin. \u0130qtisadi tendensiyalar, bazar \u015f\u0259rtl\u0259ri v\u0259 maliyy\u0259 imkanlar\u0131 haqq\u0131nda m\u0259lumatl\u0131 olun. Bu anlay\u0131\u015flar\u0131 ba\u015fa d\u00fc\u015fm\u0259k siz\u0259 m\u0259lumatl\u0131 maliyy\u0259 q\u0259rarlar\u0131 verm\u0259k imkan\u0131 verir.<\/li>\n\n\n\n
  4. Riskl\u0259rin \u0130dar\u0259 Edilm\u0259si: \u0130nvestisiya, biznes t\u0259\u015f\u0259bb\u00fcsl\u0259ri v\u0259 ya b\u00f6y\u00fck al\u0131\u015flarla ba\u011fl\u0131 maliyy\u0259 riskl\u0259rini qiym\u0259tl\u0259ndirin v\u0259 idar\u0259 edin.<\/li>\n\n\n\n
  5. Daimi Maliyy\u0259 \u0130cmal\u0131: Maliyy\u0259 v\u0259ziyy\u0259tinizi v\u0259 m\u0259qs\u0259dl\u0259rinizi m\u00fcnt\u0259z\u0259m olaraq n\u0259z\u0259rd\u0259n ke\u00e7irin. V\u0259ziyy\u0259tl\u0259riniz d\u0259yi\u015fdikc\u0259 b\u00fcdc\u0259nizi, \u0259man\u0259t plan\u0131n\u0131z\u0131, investisiyalar\u0131n\u0131z\u0131 v\u0259 s\u0131\u011forta t\u0259minat\u0131n\u0131z\u0131 yenil\u0259yin.
    Bu t\u0259cr\u00fcb\u0259l\u0259ri maliyy\u0259 planla\u015fd\u0131rman\u0131za daxil etm\u0259kl\u0259 siz maliyy\u0259 t\u0259hl\u00fck\u0259sizliyinizi g\u00fccl\u0259ndir\u0259 v\u0259 uzunm\u00fcdd\u0259tli maliyy\u0259 m\u0259qs\u0259dl\u0259riniz\u0259 nail olmaq \u00fc\u00e7\u00fcn sabit z\u0259min yarada bil\u0259rsiniz.<\/li>\n<\/ol>\n\n\n\n

    Bir \u015firk\u0259tin maliyy\u0259 t\u0259hl\u00fck\u0259sizliyi daxili v\u0259 xarici t\u0259hdidl\u0259rin neqativ t\u0259sirl\u0259rind\u0259n, stabilliyin pozulmas\u0131ndan qorunma hal\u0131d\u0131r; bu, \u0259sas ticari \u00e7\u0131xarlar\u0131n ve h\u0259d\u0259fl\u0259rinin davaml\u0131 olaraq uy\u011fulanmas\u0131n\u0131 t\u0259\u015fkil edir. \u015eirk\u0259tin maliyy\u0259 t\u0259hl\u00fck\u0259sisliyini qorumaq \u00fc\u00e7\u00fcn a\u015fa\u011f\u0131dak\u0131 strategiya v\u0259 texnikalar\u0131 diqq\u0259t\u0259 al\u0131n:
    Maliyy\u0259 azadl\u0131\u011fl<\/em>: Bu, biznesin xarici maliyy\u0259 m\u0259nb\u0259l\u0259rind\u0259n as\u0131l\u0131l\u0131q d\u0259r\u0259c\u0259sini xarakteriz\u0259 ed\u0259n \u0259sas g\u00f6st\u0259ricidir. \u015eirk\u0259tin kapital\u0131 il\u0259 borcu aras\u0131nda balans\u0131 tap\u0131n.
    Maliyy\u0259 sabitliyi<\/em>: Dayan\u0131ql\u0131 maliyy\u0259l\u0259\u015fdirm\u0259 m\u0259nb\u0259l\u0259rinin (debitor borclar\u0131, ehtiyatlar, \u0259sas resurslar) pay\u0131n\u0131n qiym\u0259tl\u0259ndirilm\u0259si. Y\u00fcks\u0259k likvidlik borclar\u0131n vaxt\u0131nda \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn d\u0259 vacibdir.
    \u0130dar\u0259etm\u0259 Hesabat\u0131<\/em>: M\u0259lumatl\u0131 q\u0259rarlar q\u0259bul etm\u0259k \u00fc\u00e7\u00fcn idar\u0259etm\u0259 hesabat\u0131 al\u0259tind\u0259n istifad\u0259 edin. \u018fsas \u00f6l\u00e7\u00fcl\u0259r\u0259 m\u0259nf\u0259\u0259t v\u0259 z\u0259r\u0259r (P&L) hesabat\u0131 v\u0259 pul v\u0259saitl\u0259rinin h\u0259r\u0259k\u0259ti haqq\u0131nda hesabat daxildir.
    Unutmay\u0131n ki, maliyy\u0259 t\u0259hl\u00fck\u0259sizliyin\u0259 nail olmaq \u00fc\u00e7\u00fcn \u015firk\u0259tinizin maliyy\u0259sini diqq\u0259tl\u0259 planla\u015fd\u0131rmaq v\u0259 idar\u0259 etm\u0259k laz\u0131md\u0131r. Bu i\u015fd\u0259 siz\u0259 k\u00f6m\u0259k etm\u0259y\u0259 haz\u0131r\u0131, maliyy\u0259nizin idar\u0259sini biziml\u0259 sad\u0259l\u0259\u015fdir\u0259 bil\u0259rsiniz. Biznesinizin maliyy\u0259 dayan\u0131ql\u0131\u011f\u0131n\u0131n t\u0259min edilm\u0259sind\u0259 u\u011furlar! \ud83c\udf1f<\/p>","protected":false},"excerpt":{"rendered":"

    Maliyy\u0259 t\u0259hl\u00fck\u0259sizliyinin t\u0259min edilm\u0259si h\u0259m q\u0131sa, h\u0259m d\u0259 uzunm\u00fcdd\u0259tli perspektivd\u0259 maliyy\u0259nizi qorumaq \u00fc\u00e7\u00fcn bir ne\u00e7\u0259 \u0259sas add\u0131m v\u0259 strategiyan\u0131 \u0259hat\u0259 edir. Budur b\u0259zi vacib t\u0259cr\u00fcb\u0259l\u0259r: 1.B\u00fcdc\u0259l\u0259\u015fdirm\u0259 v\u0259 Q\u0259na\u0259t: G\u0259lir v\u0259 x\u0259rcl\u0259rinizi \u0259ks etdir\u0259n b\u00fcdc\u0259 yarad\u0131n. Bu, g\u00f6zl\u0259nilm\u0259z x\u0259rcl\u0259r \u00fc\u00e7\u00fcn maliyy\u0259 yast\u0131\u011f\u0131 yaratma\u011fa k\u00f6m\u0259k edir. Bir \u015firk\u0259tin maliyy\u0259 t\u0259hl\u00fck\u0259sizliyi daxili v\u0259 xarici t\u0259hdidl\u0259rin neqativ t\u0259sirl\u0259rind\u0259n, stabilliyin […]<\/p>\n","protected":false},"author":1,"featured_media":3414,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11],"tags":[35,24,30,72,36,65,64,60,26,71,117,40,221,38,29,112,32,106,224,23,110,56,43,48,118,49,70,28,225,53,22,66,41,69,228,33,54,55,116,39,42,217,63,25,51,52,218,226,37,21,119,93,107,108,92,31,58,62,61,59],"class_list":["post-3413","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digr","tag-1sproqram","tag-accountant","tag-accounting","tag-audit","tag-autsorsinq-muhasibatliq","tag-avis-vergi","tag-avtomatlasdirilmis-vergi-informasiya-sistemi","tag-azerbaycan-respublikasi-vergiler","tag-azn","tag-bank","tag-batna","tag-birja","tag-biznesd-tdqiqatlar-v-trendlr","tag-blockchain","tag-bookkeeping","tag-business-department","tag-cent","tag-chatgpt","tag-cindki-qaranliq-fabriklr","tag-consulting","tag-departament","tag-diyeta","tag-dollar","tag-economy","tag-effektiv-danisiqlar-aparmaq","tag-ekonomiya","tag-finance","tag-financial-times","tag-glcyin-istehsali","tag-iqtisadiyyat","tag-konsaltinq","tag-konsaltinq-shirketi-baki","tag-kripto-valyuta","tag-maliyye","tag-maliyy-thluksizliyini-nec-tmin-etmk-olar","tag-manat","tag-mashin","tag-masin","tag-medium-business","tag-mezenne","tag-muhasibatliq","tag-netfinance-qanunvericilikde-deyisiklikler","tag-netfinance-az","tag-outsourcing","tag-planet","tag-pul","tag-qanunvericilikd-dyisikliklr","tag-qaranliq-fabriklr","tag-socar-ish","tag-socar-vakansiya","tag-stock-market","tag-suni-intellekt-2","tag-suni-intellekt-3","tag-suni-zeka-net-finance","tag-suni-zka","tag-tax","tag-vergi","tag-vergi-ne-qeder-odenilir","tag-vergi-rusumu","tag-verginin-tarixi"],"acf":[],"_links":{"self":[{"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/posts\/3413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/comments?post=3413"}],"version-history":[{"count":1,"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/posts\/3413\/revisions"}],"predecessor-version":[{"id":3415,"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/posts\/3413\/revisions\/3415"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/media\/3414"}],"wp:attachment":[{"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/media?parent=3413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/categories?post=3413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/netfinance.az\/az\/wp-json\/wp\/v2\/tags?post=3413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}